It’s hard to believe that 2020 is almost over. We are all looking forward to brighter days in 2021! However, before this year ends, you may still have a long to-do list of things you want to accomplish. A visit to your dentist should be on that list. If you do not make a dental appointment before December 31, you could end up letting valuable benefits go to waste! Let’s talk about how you can maximize your 2020 dental insurance. We’ll also discuss a money-saving provision for patients without insurance.
Maximizing Your Dental Insurance
Most PPO dental insurance plans work on a calendar-year basis. At the beginning of each year, you are given an annual maximum. That maximum represents the highest dollar amount that your insurance company will pay out for approved services within the year. At the end of the year, any unused portion of the maximum disappears. It is rare for insurance plans to have any type of rollover provision.
Hence, if you do not visit your dentist regularly, you may be letting hundreds of benefits dollars go to waste every year. Here are two things you can do to get more out of your dental plan:
- Schedule a checkup. Most dental plans allow policyholders to attend two preventive appointments each year at little to no out of pocket cost. If you have not yet had your second cleaning and exam of 2020, now is the time to get it on the books.
- Get restorative services taken care of ASAP. If you know you need a particular treatment, you might still have time to use 2020’s dental insurance to pay for it. If the procedure you require will exceed your annual maximum, ask your dental team if you can split it up across multiple appointments between this year and next. You’ll thus be able to use two annual maximums instead of just one.
No Insurance? Consider Our In-House Savings Plan
At Smile Fitness Dental Center, we are always happy to help our patients maximize their insurance benefits. However, we also understand that not everyone has insurance. That’s where our in-house savings plan comes into the picture. Here are a few points on how it works:
- You pay a reasonable monthly or annual fee (it costs less than most dental insurance plans).
- You can enjoy preventive care at no additional cost.
- You’ll get a 20% discount on most other services performed in our practice.
- Benefits start the day you sign up for your plan.
- There is no deductible, no waiting period, and no complicated forms to fill out.
Are you using your dental benefits to the full? The above information can help you save money on smile care this year, next year, and well into the future!
Meet Our Practice
Dr. Douglas M. Gordon founded our practice more than 30 years ago. Today, he is proud to work alongside Drs. Bernard Florento and Joseph Santoro to provide top-quality, reasonably priced care to the Phoenix community. If you would like more information on how our team can look after your smile and help you save money in the process, contact us at 623-849-0477.